About the job

WHO WE AREThe Trustly Americas team combines PayWithMyBank, a 2012 Silicon Valley startup, with Trustly AB of Sweden, following their 2019 merger. Our team represents 30 nationalities, serving 9,000 merchants, connecting to 650 million consumers, and 12,000 banks across 33 countries. Our global network processes over $58 billion annually.We are the leader in Open Banking Payments, and we’re on a mission to give merchants and consumers a better payment experience through Pay by Bank. For merchants, we deliver payment acceptance at a significantly lower cost than cards. For consumers, we enable them to use their bank accounts at payment methods instead of being held captive by high-interest cards. And it all happens through the security of Open Banking, only with Trustly.With offices in Vitoria, Brazil, Silicon Valley in the US, and global headquarters in Stockholm, Sweden, we are a culturally diverse team. Across Brazil, we have embraced remote work from home policy.At Trustly, we believe that inclusion and diversity are essential foundations for building a fair and equitable society. We do not discriminate based on race, religion, ancestry, color, national origin, gender identity, sexual orientation, age, citizenship, marital status, or disability status. Our main goal is to provide a fair, welcoming, diverse environment with opportunities for all collaborators. The stages of our selection process take place online and without distinction of any kind.It’s a great time to join Trustly as the Americas team is growing fast. If you thrive in an entrepreneurially-minded, fast-paced, casual, professional, positive, and rewarding work environment, check us out!
About the teamThe Risk Operations team's mission is to mitigate risks and reduce our losses. The team works by acquiring and gathering information about deviations and data that help us improve risk processes, and block malicious actors, supporting the revenue and profitability goals of our business.
What you will do: Proactively analyze data, identify trends, and generate impactful recommendations to drive business goalsCompile trends allowing for detection model or rule adjustments. Summarize and document findings with recommendations for data scientistsSupport Risk Operations with process and tool improvementsOptimize Risk Operations strategy by identifying opportunities to automate processesBe the primary point of contact with Data Science and Data Analytics/Engineering teamsAssist the customer support and sales teams by handling internal/external inquiries regarding approval/loss ratesThis role requires availability to work on calls

Who you are: Fraud/risk experience in the financial services/e-commerce industry - preferably with some experience in payments or remittances. Familiarity with fraud concepts such as account-take-over, stolen financials, friendly fraud, and identity theft. Strong analytical skills and an understanding of how to utilize data to target improvements and solve problemsAbility to recognize fraud trends, patterns, "spidey sense"Experience with translating fraud trends into rule logic and/or feature suggestions Experience in large-scale data analysis using PythonIntermediate/advanced SQL skillsAbility to communicate in English

Our perks and benefits: Bradesco health and dental plan, for you and your dependents, with no co-payment cost;Life insurance with differentiated coverage;Meal voucher and supermarket voucher;Home Office Allowance;Wellhub - Platform that gives access to spaces for physical activities and online classes;Trustly Club - Discount at educational institutions and partner stores;English Program - Online group classes with a private teacher;Extended maternity and paternity leave;Birthday Off;Flexible hours/Home Office - our culture is remote-first! You can work in every city in Brazil;Welcome Kit - We work with Apple equipment (Macbook Pro, iPhone) and we send many more treats! Spoiler alert: Equipment can be purchased by you according to internal criteria!;Annual premium - As a member of our team, you are eligible to receive an annual bonus, at the company's discretion, based on the achievement of our KPIs and individual performance;Referral Program - If you refer a candidate and we hire the person, you will receive a reward for that!


Check out our Glassdoor or our Brazil Life page on LinkedIn for more details about Brazil, our culture, and much more.
At Trustly, we embrace and celebrate diversity of all forms and the value it brings to our employees and customers. We are proud and committed to being an Equal Opportunity Employer and believe an open and inclusive environment enables people to do their best work. All decisions regarding hiring, advancement, and any other aspects of employment are made solely on the basis of qualifications, merit, and business need.